Our Services
Make confident financial decisions based on your unique situation.
Family & Home
Home Affordability
Debt & Mortgage
College Planning
Life & Disability Insurance
Health / Medicare
Assisted Living
Long-term Care
Income & Investing
Investment Management
Tax Minimization Strategies
Tax Return Preparation
Cash Flow Planning
Social Security Timing
Pension Options
Sustainable Portfolio Draws
Required Distributions
Career & Business
Employer Benefits
401k & IRA Rollovers
Employer Stock Plans
Deferred Compensation
401k Plan Management
Retirement Planning
Business Succession
Farm & Real Estate
Lifestyle & Legacy
Goal Funding Analysis
Financial Confidence
Total Well-being
Joyful Living
Purposeful Endeavors
Charitable Gifting
Estate Planning
Wills & Trusts
Our Process
We help you turn what matters most into a clear financial roadmap. Through a four-step approach—Discover, Plan, Grow, Protect—our CERTIFIED FINANCIAL PLANNER® practitioners translate your values into measurable goals, create a tailored strategy, and actively manage your wealth as your life evolves.
01
DISCOVER
The first step to planning for your financial future is articulating what is important to you. Our firm helps you discover your values and begin the process of shaping a vision for your future. That vision is translated into quantitative goals with a plan of action to grow and protect your wealth.
03
GROW
As your life changes, so does your plan. We leverage an evergreen process to monitor the progress of client goals and adjust tactics based on their evolving situation. Our process is designed to make sure your resources grow with you over time as you transition through life stages.
02
PLAN
A unique plan of action is created for each client by a CERTIFIED FINANCIAL PLANNER® practitioner using a comprehensive and systematic process. Complex situations and difficult decisions for clients become clear through our sophisticated modeling and analysis. Our focus is on capturing opportunities to enhance client results and mitigating the risks that can take them off track of their plan.
04
PROTECT
You have worked hard to earn your wealth and protecting it is important. Our advisors meet regularly with clients to update and review their financial plan, investment plan and market outlook. We believe the routine progress meetings and reports give clients comfort about their financial status, which in turn gives them the financial freedom to live their lives to the fullest.
Our Investment Approach
Our investment team seeks to optimize client net-of-fee investment returns. Portfolios are actively managed using a research-driven process designed to be well-diversified, low-cost, and tax-efficient.
Investment Allocation
Our investment philosophy begins with understanding your goals and needs based upon your overall financial picture. We design your portfolio asset allocation strategy based upon your risk tolerance and time horizon using research-driven investing tactics to enhance returns and minimize risk.
Active Management
As the markets change, so do client portfolios. Our investment team monitors global economies and markets daily to ensure portfolios are positioned to maximize upward market movements and minimize the impact of market declines.
Portfolio Construction
Quantitative research and algorithms determine the best fit of securities to meet your asset allocation strategy. We focus on optimizing long-term net-of-fee performance by constructing diversified portfolios that are low-cost and tax-efficient.
Performance Benchmarking
We constantly monitor client portfolios to evaluate performance relative to benchmark and target asset allocation. Clients receive regular performance reports and we hold in-person or online meetings to discuss portfolio status.
